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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,755 | $125,190+103.5% | $105,624+141.2% | $145,897+74.6% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.49% | 225.22%-213.7pp | 116.20%-104.7pp | 552.29%-540.8pp |
| Employer contribution / active EE | $4,255 | $3,720+14.4% | $3,168+34.3% | $4,663-8.7% |
| Participant deferral / active EE | $9,472 | $5,716+65.7% | $5,013+89.0% | $6,689+41.6% |
| Admin fee / account holder | $103,207 | $17,138+502.2% | $10,961+841.5% | $13,390+670.8% |