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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,527 | $86,940+75.4% | $102,434+48.9% | $80,935+88.5% |
| Participation rate | 86.1% | 72.4%+13.7pp | 76.5%+9.6pp | 67.7%+18.4pp |
| Annual return | 16.88% | 18.89%-2.0pp | 29.46%-12.6pp | 35.66%-18.8pp |
| Employer contribution / active EE | $545 | $2,370-77.0% | $3,023-82.0% | $2,757-80.2% |
| Participant deferral / active EE | $6,537 | $4,121+58.6% | $5,055+29.3% | $4,299+52.0% |
| Admin fee / account holder | $36,595 | $8,047+354.8% | $9,462+286.8% | $6,924+428.5% |