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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,007 | $95,453+92.8% | $112,040+64.2% | $82,448+123.2% |
| Participation rate | 80.0% | 72.8%+7.2pp | 76.5%+3.5pp | 68.1%+11.9pp |
| Annual return | 15.27% | 23.92%-8.6pp | 24.52%-9.2pp | 41.64%-26.4pp |
| Employer contribution / active EE | $558 | $2,318-75.9% | $2,954-81.1% | $2,551-78.1% |
| Participant deferral / active EE | $7,571 | $4,224+79.2% | $5,098+48.5% | $4,139+82.9% |
| Admin fee / account holder | $23,442 | $9,013+160.1% | $12,098+93.8% | $7,234+224.0% |