See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 6-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
WATERMARK CPA GROUP, LLC3+ years Service code 15 · EIN 20-5881258 | Recordkeeping | $10,250 |
ADP BROKER-DEALER3+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $6,560 |
ADP BROKER-DEALER3+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,394 | $35,183-61.9% | $73,545-81.8% | $70,131-80.9% |
| Participation rate | 43.4% | 42.9%+0.5pp | 54.9%-11.5pp | 69.5%-26.1pp |
| Annual return | 13.93% | 26.90%-13.0pp | -15.16%+29.1pp | 73.14%-59.2pp |
| Employer contribution / active EE | $380 | $709-46.3% | $1,219-68.8% | $2,342-83.8% |
| Participant deferral / active EE | $898 | $1,220-26.4% | $1,806-50.3% | $3,332-73.1% |
| Admin fee / account holder | $224 | $2,302-90.3% | $2,320-90.3% | $4,645-95.2% |