Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,248 | $56,054-71.0% | $171,082-90.5% | $62,881-74.2% |
| Participation rate | 67.3% | 62.9%+4.4pp | 76.7%-9.4pp | 69.3%-2.0pp |
| Annual return | 6.99% | 22.52%-15.5pp | 32.56%-25.6pp | 20.14%-13.2pp |
| Employer contribution / active EE | $936 | $1,731-45.9% | $4,002-76.6% | $2,281-59.0% |
| Participant deferral / active EE | $1,478 | $3,158-53.2% | $4,797-69.2% | $3,203-53.9% |
| Admin fee / account holder | $2,420 | $3,647-33.6% | $8,520-71.6% | $4,296-43.7% |