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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,276 | $139,948+99.6% | $121,663+129.5% | $154,746+80.5% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 12.67% | 230.52%-217.8pp | 147.54%-134.9pp | 172.34%-159.7pp |
| Employer contribution / active EE | $12,720 | $3,521+261.3% | $3,020+321.2% | $4,379+190.5% |
| Participant deferral / active EE | $7,011 | $5,629+24.5% | $4,887+43.5% | $6,730+4.2% |
| Admin fee / account holder | $10,858 | $17,321-37.3% | $14,289-24.0% | $14,365-24.4% |