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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,276 | $177,595+57.3% | $148,496+88.1% | $198,609+40.6% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 12.67% | 9.97%+2.7pp | 12.33%+0.3pp | 202.70%-190.0pp |
| Employer contribution / active EE | $12,720 | $4,098+210.4% | $3,497+263.7% | $5,055+151.6% |
| Participant deferral / active EE | $7,011 | $5,539+26.6% | $4,808+45.8% | $6,977+0.5% |
| Admin fee / account holder | $10,858 | $27,010-59.8% | $19,547-44.5% | $19,030-42.9% |