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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,764 | $57,119-30.4% | $85,187-53.3% | $80,935-50.9% |
| Participation rate | 88.9% | 56.4%+32.5pp | 67.5%+21.4pp | 67.7%+21.2pp |
| Annual return | 9.87% | 21.70%-11.8pp | 66.67%-56.8pp | 35.66%-25.8pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,732-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,051 | $3,115-34.1% | $4,525-54.7% | $4,299-52.3% |
| Admin fee / account holder | $1,594 | $4,990-68.1% | $6,162-74.1% | $6,924-77.0% |