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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,782 | $112,131-31.5% | $95,964-20.0% | $158,982-51.7% |
| Participation rate | 66.7% | 79.0%-12.3pp | 77.1%-10.4pp | 82.0%-15.3pp |
| Annual return | 14.77% | 171.19%-156.4pp | 91.64%-76.9pp | 302.99%-288.2pp |
| Employer contribution / active EE | $2,699 | $3,199-15.6% | $2,541+6.2% | $4,763-43.3% |
| Participant deferral / active EE | $2,820 | $4,784-41.0% | $4,167-32.3% | $5,983-52.9% |
| Admin fee / account holder | $12 | $10,136-99.9% | $6,797-99.8% | $11,252-99.9% |