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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,006 | $54,355+54.5% | $82,744+1.5% | $68,486+22.7% |
| Participation rate | 34.2% | 63.9%-29.8pp | 72.6%-38.4pp | 67.9%-33.7pp |
| Annual return | -18.75% | -13.67%-5.1pp | 702.22%-721.0pp | -7.85%-10.9pp |
| Employer contribution / active EE | $845 | $2,219-61.9% | $3,008-71.9% | $2,597-67.5% |
| Participant deferral / active EE | $1,902 | $3,246-41.4% | $4,395-56.7% | $4,028-52.8% |
| Admin fee / account holder | $6,548 | $4,397+48.9% | $5,325+23.0% | $5,404+21.2% |