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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INVESTMENTS INSTIT OP Service code 37 · EIN 04-2647786 | Loan Processing | $28,426 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $24,772 |
Service code 14 · EIN 35-1277460 | Plan Administrator | $6,844 |
Service code 60 | Sub-TA Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,904 | $47,977+147.8% | $154,111-22.8% | $56,287+111.2% |
| Participation rate | 100.0% | 66.2%+33.8pp | 83.0%+17.0pp | 69.9%+30.1pp |
| Annual return | -44.59% | 3.54%-48.1pp | 735.18%-779.8pp | -9.96%-34.6pp |
| Employer contribution / active EE | $6,878 | $2,169+217.1% | $5,298+29.8% | $2,111+225.8% |
| Participant deferral / active EE | $4,900 | $2,392+104.8% | $5,081-3.6% | $3,350+46.3% |
| Admin fee / account holder | $300 | $438-31.5% | $13,411-97.8% | $521-42.4% |