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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,334 | $80,812-81.0% | $160,784-90.5% | $82,448-81.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 77.0%+23.0pp | 68.1%+31.9pp |
| Annual return | 20.87% | 100.59%-79.7pp | 1803.92%-1783.1pp | 41.64%-20.8pp |
| Employer contribution / active EE | $1,448 | $2,174-33.4% | $3,733-61.2% | $2,551-43.3% |
| Participant deferral / active EE | $2,283 | $4,335-47.3% | $6,293-63.7% | $4,139-44.9% |
| Admin fee / account holder | $340 | $7,695-95.6% | $9,717-96.5% | $7,234-95.3% |