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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,731 | $136,860-92.9% | $120,344-91.9% | $154,746-93.7% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 14.03% | 21.38%-7.3pp | 20.30%-6.3pp | 172.34%-158.3pp |
| Employer contribution / active EE | $17,920 | $3,533+407.2% | $3,020+493.3% | $4,379+309.2% |
| Participant deferral / active EE | $41,953 | $5,793+624.1% | $5,135+717.0% | $6,730+523.3% |
| Admin fee / account holder | $2,526,942 | $15,393+16316.7% | $12,742+19732.1% | $14,365+17490.7% |