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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,731 | $124,425-92.2% | $112,040-91.3% | $137,256-92.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 14.03% | 24.72%-10.7pp | 24.52%-10.5pp | 220.34%-206.3pp |
| Employer contribution / active EE | $17,920 | $3,411+425.3% | $2,954+506.6% | $4,156+331.2% |
| Participant deferral / active EE | $41,953 | $5,718+633.6% | $5,098+723.0% | $6,407+554.8% |
| Admin fee / account holder | $2,526,942 | $15,207+16517.5% | $12,098+20787.2% | $12,270+20494.2% |