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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,831 | $67,602+3.3% | $82,312-15.2% | $70,126-0.4% |
| Participation rate | 65.0% | 72.8%-7.8pp | 76.9%-11.9pp | 69.5%-4.5pp |
| Annual return | 16.48% | 21.57%-5.1pp | 25.88%-9.4pp | 73.15%-56.7pp |
| Employer contribution / active EE | $1,341 | $1,755-23.6% | $2,428-44.8% | $2,343-42.7% |
| Participant deferral / active EE | $3,176 | $2,987+6.3% | $3,706-14.3% | $3,332-4.7% |
| Admin fee / account holder | $10,233 | $4,512+126.8% | $5,608+82.5% | $4,645+120.3% |