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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,620 | $138,114+69.1% | $125,391+86.3% | $134,545+73.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -6.57% | 750.88%-757.5pp | 572.41%-579.0pp | 418.37%-424.9pp |
| Employer contribution / active EE | $20,000 | $5,246+281.2% | $4,816+315.3% | $4,742+321.8% |
| Participant deferral / active EE | $7,476 | $7,801-4.2% | $7,448+0.4% | $6,401+16.8% |
| Admin fee / account holder | $80,198 | $11,570+593.2% | $10,009+701.3% | $11,431+601.6% |