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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $636,574 | $84,236+655.7% | $170,435+273.5% | $70,126+807.8% |
| Participation rate | 96.9% | 70.8%+26.0pp | 83.6%+13.3pp | 69.5%+27.3pp |
| Annual return | 15.20% | 23.06%-7.9pp | 205.94%-190.7pp | 73.15%-58.0pp |
| Employer contribution / active EE | $22,961 | $3,387+577.9% | $5,432+322.7% | $2,343+880.2% |
| Participant deferral / active EE | $17,626 | $3,086+471.2% | $4,939+256.8% | $3,332+429.0% |
| Admin fee / account holder | $1,761 | $5,698-69.1% | $13,881-87.3% | $4,645-62.1% |