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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,955 | $45,872-67.4% | $77,096-80.6% | $68,486-78.2% |
| Participation rate | 84.4% | 55.9%+28.5pp | 67.9%+16.5pp | 67.9%+16.5pp |
| Annual return | -16.99% | 1.73%-18.7pp | 42.35%-59.3pp | -7.85%-9.1pp |
| Employer contribution / active EE | $900 | $1,650-45.4% | $2,814-68.0% | $2,597-65.3% |
| Participant deferral / active EE | $1,564 | $2,963-47.2% | $4,429-64.7% | $4,028-61.2% |
| Admin fee / account holder | $655 | $3,041-78.4% | $5,428-87.9% | $5,404-87.9% |