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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,358 | $43,075-20.2% | $74,577-53.9% | $62,881-45.4% |
| Participation rate | 100.0% | 58.1%+41.9pp | 68.1%+31.9pp | 69.3%+30.7pp |
| Annual return | 3.22% | 17.50%-14.3pp | 20.47%-17.2pp | 20.14%-16.9pp |
| Employer contribution / active EE | $895 | $1,498-40.2% | $2,525-64.5% | $2,281-60.8% |
| Participant deferral / active EE | $2,580 | $2,389+8.0% | $3,458-25.4% | $3,203-19.4% |
| Admin fee / account holder | $6,002 | $2,840+111.4% | $4,138+45.0% | $4,296+39.7% |