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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,599 | $72,273+57.2% | $101,275+12.2% | $79,856+42.3% |
| Participation rate | 78.0% | 68.5%+9.5pp | 75.8%+2.2pp | 69.6%+8.3pp |
| Annual return | 16.68% | 22.30%-5.6pp | 46.48%-29.8pp | 31.71%-15.0pp |
| Employer contribution / active EE | $6,725 | $2,691+149.9% | $3,660+83.7% | $2,471+172.1% |
| Participant deferral / active EE | $3,319 | $3,282+1.1% | $4,371-24.1% | $3,741-11.3% |
| Admin fee / account holder | $5,909 | $4,401+34.3% | $5,948-0.7% | $5,306+11.4% |