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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,822 | $138,076+86.0% | $123,553+107.9% | $135,380+89.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.33% | 153.70%-161.0pp | 119.21%-126.5pp | 519.81%-527.1pp |
| Employer contribution / active EE | $6,936 | $5,152+34.6% | $4,628+49.9% | $4,779+45.1% |
| Participant deferral / active EE | $4,333 | $6,800-36.3% | $6,426-32.6% | $5,609-22.8% |
| Admin fee / account holder | $2,452 | $10,917-77.5% | $9,284-73.6% | $10,828-77.4% |