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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,839 | $226,135+44.1% | $182,558+78.5% | $152,909+113.1% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.0%-3.0pp | 82.5%-7.5pp |
| Annual return | 14.82% | 192.60%-177.8pp | 148.59%-133.8pp | 345.46%-330.6pp |
| Employer contribution / active EE | $3,131 | $4,979-37.1% | $4,076-23.2% | $4,764-34.3% |
| Participant deferral / active EE | $5,410 | $6,371-15.1% | $5,526-2.1% | $5,851-7.6% |
| Admin fee / account holder | $1,514 | $10,707-85.9% | $8,594-82.4% | $11,601-87.0% |