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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,802 | $106,749+1.9% | $145,433-25.2% | $82,448+32.0% |
| Participation rate | 96.7% | 75.6%+21.0pp | 82.1%+14.5pp | 68.1%+28.6pp |
| Annual return | 14.53% | 27.59%-13.1pp | 66.58%-52.1pp | 41.64%-27.1pp |
| Employer contribution / active EE | $2,764 | $3,444-19.7% | $4,554-39.3% | $2,551+8.4% |
| Participant deferral / active EE | $8,983 | $6,519+37.8% | $7,897+13.7% | $4,139+117.0% |
| Admin fee / account holder | $10,460 | $8,390+24.7% | $13,129-20.3% | $7,234+44.6% |