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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,802 | $106,524+2.1% | $152,301-28.6% | $87,485+24.4% |
| Participation rate | 96.7% | 75.8%+20.9pp | 82.4%+14.2pp | 68.9%+27.7pp |
| Annual return | 14.53% | 26.89%-12.4pp | 80.50%-66.0pp | 26.06%-11.5pp |
| Employer contribution / active EE | $2,764 | $3,371-18.0% | $4,624-40.2% | $2,596+6.5% |
| Participant deferral / active EE | $8,983 | $6,525+37.7% | $8,004+12.2% | $4,274+110.2% |
| Admin fee / account holder | $10,460 | $8,287+26.2% | $14,398-27.4% | $7,775+34.5% |