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| Provider | Service type | Compensation |
|---|---|---|
NYHART6+ years Service code 15 · EIN 35-0966414 | Recordkeeping | $181,873 |
JOHNSON LAMBERT LLP6+ years Service code 10 · EIN 52-1446779 | Accounting | $12,875 |
RUSSELL TRUST COMPANY6+ years Service code 21 · EIN 91-1116938 | Bank Trustee | $10,482 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,108 | $110,699+38.3% | $177,839-13.9% | $90,274+69.6% |
| Participation rate | 99.3% | 88.3%+11.0pp | 87.7%+11.6pp | 73.4%+26.0pp |
| Annual return | 9.64% | 22.79%-13.1pp | 48.33%-38.7pp | 53.97%-44.3pp |
| Employer contribution / active EE | $9,369 | $4,118+127.5% | $5,919+58.3% | $2,523+271.3% |
| Participant deferral / active EE | $4,870 | $6,731-27.7% | $7,714-36.9% | $4,231+15.1% |
| Admin fee / account holder | $120 | $90+33.1% | $12,432-99.0% | $114+5.0% |