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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,479 | $87,465+18.3% | $122,979-15.9% | $65,306+58.5% |
| Participation rate | 66.1% | 66.0%+0.1pp | 77.2%-11.1pp | 57.7%+8.4pp |
| Annual return | 17.52% | 19.76%-2.2pp | 20.12%-2.6pp | 21.94%-4.4pp |
| Employer contribution / active EE | $4,524 | $2,156+109.8% | $3,062+47.7% | $1,967+130.0% |
| Participant deferral / active EE | $5,862 | $3,705+58.2% | $5,003+17.2% | $2,959+98.1% |
| Admin fee / account holder | $1,239 | $5,100-75.7% | $12,864-90.4% | $3,480-64.4% |