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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,479 | $95,084+8.8% | $140,514-26.4% | $69,733+48.4% |
| Participation rate | 66.1% | 68.7%-2.6pp | 77.8%-11.7pp | 62.5%+3.6pp |
| Annual return | 17.52% | 18.56%-1.0pp | 14.36%+3.2pp | 15.22%+2.3pp |
| Employer contribution / active EE | $4,524 | $2,405+88.1% | $3,378+33.9% | $2,250+101.0% |
| Participant deferral / active EE | $5,862 | $3,868+51.6% | $4,919+19.2% | $3,054+91.9% |
| Admin fee / account holder | $1,239 | $4,885-74.6% | $13,697-91.0% | $3,102-60.0% |