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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,479 | $79,867+29.6% | $120,344-14.0% | $64,340+60.8% |
| Participation rate | 66.1% | 63.0%+3.1pp | 76.7%-10.6pp | 55.2%+10.8pp |
| Annual return | 17.52% | 21.10%-3.6pp | 20.30%-2.8pp | 24.14%-6.6pp |
| Employer contribution / active EE | $4,524 | $1,925+135.0% | $3,020+49.8% | $1,862+143.0% |
| Participant deferral / active EE | $5,862 | $3,593+63.1% | $5,135+14.2% | $2,980+96.7% |
| Admin fee / account holder | $1,239 | $5,039-75.4% | $12,742-90.3% | $3,703-66.5% |