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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,479 | $85,515+21.0% | $112,040-7.6% | $67,986+52.2% |
| Participation rate | 66.1% | 68.2%-2.1pp | 76.5%-10.4pp | 57.2%+8.9pp |
| Annual return | 17.52% | 29.68%-12.2pp | 24.52%-7.0pp | 31.67%-14.1pp |
| Employer contribution / active EE | $4,524 | $2,191+106.5% | $2,954+53.1% | $2,019+124.1% |
| Participant deferral / active EE | $5,862 | $4,014+46.0% | $5,098+15.0% | $3,358+74.6% |
| Admin fee / account holder | $1,239 | $3,774-67.2% | $12,098-89.8% | $3,203-61.3% |