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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,188 | $80,983-40.5% | $96,544-50.1% | $75,177-35.9% |
| Participation rate | 64.5% | 71.8%-7.3pp | 76.0%-11.5pp | 67.2%-2.7pp |
| Annual return | 18.14% | 27.05%-8.9pp | 25.88%-7.7pp | 160.75%-142.6pp |
| Employer contribution / active EE | $2,137 | $2,282-6.4% | $2,966-28.0% | $2,671-20.0% |
| Participant deferral / active EE | $3,823 | $3,929-2.7% | $4,851-21.2% | $4,126-7.3% |
| Admin fee / account holder | $617 | $6,717-90.8% | $8,254-92.5% | $5,651-89.1% |