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Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,767 | $79,523-41.2% | $140,019-66.6% | $56,289-16.9% |
| Participation rate | 100.0% | 85.7%+14.3pp | 87.5%+12.5pp | 69.9%+30.1pp |
| Annual return | -5.35% | 2.39%-7.7pp | 651.17%-656.5pp | -9.96%+4.6pp |
| Employer contribution / active EE | $4,076 | $3,350+21.7% | $5,605-27.3% | $2,111+93.1% |
| Participant deferral / active EE | $2,736 | $5,129-46.7% | $6,927-60.5% | $3,350-18.3% |
| Admin fee / account holder | $0 | $614-100.0% | $10,705-100.0% | $521-100.0% |