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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,995 | $93,598+218.4% | $135,974+119.2% | $75,173+296.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.17% | 30.89%-16.7pp | 68.30%-54.1pp | 160.72%-146.5pp |
| Employer contribution / active EE | $9,474 | $3,538+167.8% | $4,859+95.0% | $2,671+254.7% |
| Participant deferral / active EE | $5,117 | $6,405-20.1% | $7,760-34.1% | $4,126+24.0% |
| Admin fee / account holder | $3,526 | $6,978-49.5% | $10,767-67.3% | $5,651-37.6% |