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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,109 | $112,935+16.1% | $90,970+44.1% | $158,966-17.5% |
| Participation rate | 60.0% | 74.7%-14.7pp | 69.0%-9.0pp | 82.0%-22.0pp |
| Annual return | 11.86% | 215.79%-203.9pp | 134.58%-122.7pp | 302.95%-291.1pp |
| Employer contribution / active EE | $1,624 | $2,895-43.9% | $2,122-23.5% | $4,762-65.9% |
| Participant deferral / active EE | $3,248 | $4,129-21.3% | $3,373-3.7% | $5,983-45.7% |
| Admin fee / account holder | $7,610 | $8,045-5.4% | $5,960+27.7% | $11,250-32.4% |