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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,673 | $127,790-57.2% | $106,554-48.7% | $167,553-67.4% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 6.52% | 33.88%-27.4pp | 26.80%-20.3pp | 478.89%-472.4pp |
| Employer contribution / active EE | $2,942 | $3,427-14.2% | $2,819+4.4% | $4,840-39.2% |
| Participant deferral / active EE | $1,809 | $5,088-64.5% | $4,398-58.9% | $6,343-71.5% |
| Admin fee / account holder | $19,549 | $11,231+74.1% | $7,408+163.9% | $12,316+58.7% |