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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,503 | $166,131-42.5% | $164,975-42.1% | $145,877-34.5% |
| Participation rate | 54.5% | 82.0%-27.5pp | 78.6%-24.1pp | 80.3%-25.8pp |
| Annual return | 13.46% | 100.37%-86.9pp | 70.12%-56.7pp | 551.28%-537.8pp |
| Employer contribution / active EE | $0 | $5,276-100.0% | $4,343-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,450 | $6,962-50.4% | $6,033-42.8% | $6,691-48.4% |
| Admin fee / account holder | $41,490 | $16,648+149.2% | $12,688+227.0% | $13,402+209.6% |