Retirement plan

403(B) THRIFT PLAN FOR UNITED WAY OF CENTRAL INDIANA, INC.

Name: UNITED WAY OF CENTRAL INDIANA, INC. - 403(B) THRIFT PLAN FOR UNITED WAY OF CENTRAL INDIANA, INC. (2017) Form 5500
Creator: UNITED WAY OF CENTRAL INDIANA, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN FOR UNITED WAY OF CENTRAL INDIANA, INC., UNITED WAY OF CENTRAL INDIANA, INC.

UNITED WAY OF CENTRAL INDIANA, INC.EIN 35-1007590Plan #002PY 2017

P.O. BOX 88409 - INDIANAPOLIS, IN 462080409317-923-1466uwci.orgLinkedIn51-200 employeesnon-profit organization management

Other plans on this EIN

1 filing

#001Retirement-$6.7M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$5.3M

+13.6% from 2016

Total participants

252

0.0% from 2016

Average account balance

$25,326

+9.8% from 2016

Annual return

21.69%

-6.32 pp from 2016

Benchmarks

See 1,704 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,704 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$6K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.85%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
AMERICAN UNITED LIFE INSURANCE CO3+ years Service code 13 · EIN 35-0145825	Contract Administrator	$4,977
MUTUAL OF AMERICA INVESTMENT CORP3+ years Filed as: MUTUAL OF AMERICA LIFE INSURANCE CO Service code 12 320 PARK AVENUE · NEW YORK, NY 10022	Account maintenance fees; Recordkeepi...	$1,642

Plan features & details

Pension benefit codes2F2K2L2S2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$2K

$11 / participant

Contract admin$2K100.0%

% of EOY assets

0.034%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CROWE LLP
Auditor EIN: 350921680
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,326

$50,637-50.0%

$86,582-70.7%

$62,293-59.3%

Participation rate

74.4%

67.9%+6.5pp

73.5%+0.8pp

69.5%+4.9pp

Annual return

21.69%

20.80%+0.9pp

965.08%-943.4pp

28.90%-7.2pp

Employer contribution / active EE

$714

$2,075-65.6%

$2,839-74.8%

$2,042-65.0%

Participant deferral / active EE

$2,741

$2,611+5.0%

$3,609-24.0%

$3,169-13.5%

Admin fee / account holder

$413-97.9%

$4,904-99.8%

$479-98.2%

Provider

Service type

Compensation

AMERICAN UNITED LIFE INSURANCE CO3+ years

Service code 13 · EIN 35-0145825

Contract Administrator

$4,977

MUTUAL OF AMERICA INVESTMENT CORP3+ years

Filed as: MUTUAL OF AMERICA LIFE INSURANCE CO

Service code 12

320 PARK AVENUE · NEW YORK, NY 10022

Account maintenance fees; Recordkeepi...

$1,642

403(B) THRIFT PLAN FOR UNITED WAY OF CENTRAL INDIANA, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN FOR UNITED WAY OF CENTRAL INDIANA, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion