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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,357 | $80,983+14.0% | $96,544-4.3% | $75,177+22.9% |
| Participation rate | 82.2% | 71.8%+10.4pp | 76.0%+6.2pp | 67.2%+15.0pp |
| Annual return | 11.46% | 27.05%-15.6pp | 25.88%-14.4pp | 160.75%-149.3pp |
| Employer contribution / active EE | $1,849 | $2,282-19.0% | $2,966-37.7% | $2,671-30.8% |
| Participant deferral / active EE | $5,051 | $3,929+28.6% | $4,851+4.1% | $4,126+22.4% |
| Admin fee / account holder | $3,576 | $6,717-46.8% | $8,254-56.7% | $5,651-36.7% |