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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,492 | $60,349-14.7% | $74,184-30.6% | $62,881-18.1% |
| Participation rate | 57.8% | 72.7%-15.0pp | 76.6%-18.8pp | 69.3%-11.5pp |
| Annual return | 12.42% | 21.38%-9.0pp | 17.74%-5.3pp | 20.14%-7.7pp |
| Employer contribution / active EE | $0 | $1,680-100.0% | $2,370-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,730 | $2,856-39.4% | $3,550-51.3% | $3,203-46.0% |
| Admin fee / account holder | $8,215 | $4,261+92.8% | $5,586+47.1% | $4,296+91.2% |