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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,620 | $86,940+18.0% | $102,434+0.2% | $80,935+26.8% |
| Participation rate | 45.1% | 72.4%-27.3pp | 76.5%-31.4pp | 67.7%-22.6pp |
| Annual return | 19.15% | 18.89%+0.3pp | 29.46%-10.3pp | 35.66%-16.5pp |
| Employer contribution / active EE | $0 | $2,370-100.0% | $3,023-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,451 | $4,121-40.5% | $5,055-51.5% | $4,299-43.0% |
| Admin fee / account holder | $1,085 | $8,047-86.5% | $9,462-88.5% | $6,924-84.3% |