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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,075 | $78,694+153.0% | $67,652+194.3% | $125,389+58.8% |
| Participation rate | 35.7% | 78.8%-43.1pp | 75.7%-40.0pp | 83.2%-47.5pp |
| Annual return | -1.32% | 9.46%-10.8pp | 6625.40%-6626.7pp | 282.24%-283.6pp |
| Employer contribution / active EE | $0 | $3,044-100.0% | $2,266-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $1,643 | $4,292-61.7% | $3,560-53.9% | $5,352-69.3% |
| Admin fee / account holder | $12,776 | $7,403+72.6% | $4,821+165.0% | $9,541+33.9% |