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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,166 | $167,533-30.7% | $151,645-23.4% | $134,545-13.7% |
| Participation rate | 84.2% | 88.4%-4.2pp | 87.5%-3.3pp | 81.2%+3.0pp |
| Annual return | -15.26% | 7.81%-23.1pp | 3.34%-18.6pp | 418.37%-433.6pp |
| Employer contribution / active EE | $3,387 | $6,828-50.4% | $6,165-45.1% | $4,742-28.6% |
| Participant deferral / active EE | $2,528 | $8,985-71.9% | $8,363-69.8% | $6,401-60.5% |
| Admin fee / account holder | $19,056 | $13,781+38.3% | $11,614+64.1% | $11,431+66.7% |