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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,382 | $102,429+145.4% | $147,096+70.9% | $80,925+210.6% |
| Participation rate | 97.7% | 75.9%+21.9pp | 82.2%+15.5pp | 67.7%+30.1pp |
| Annual return | 13.85% | 135.02%-121.2pp | 419.75%-405.9pp | 35.65%-21.8pp |
| Employer contribution / active EE | $12,298 | $3,716+231.0% | $4,936+149.1% | $2,756+346.2% |
| Participant deferral / active EE | $8,828 | $6,649+32.8% | $8,071+9.4% | $4,299+105.4% |
| Admin fee / account holder | $39,974 | $7,957+402.4% | $13,005+207.4% | $6,940+476.0% |