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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,382 | $102,422+145.4% | $147,117+70.9% | $80,959+210.5% |
| Participation rate | 97.7% | 75.9%+21.9pp | 82.2%+15.5pp | 67.7%+30.1pp |
| Annual return | 13.85% | 135.16%-121.3pp | 420.54%-406.7pp | 35.67%-21.8pp |
| Employer contribution / active EE | $12,298 | $3,717+230.8% | $4,932+149.3% | $2,757+346.0% |
| Participant deferral / active EE | $8,828 | $6,652+32.7% | $8,065+9.5% | $4,300+105.3% |
| Admin fee / account holder | $39,974 | $7,953+402.6% | $12,993+207.7% | $6,925+477.2% |