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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,402 | $94,529-68.9% | $140,019-79.0% | $64,173-54.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -5.29% | 7.77%-13.1pp | 651.15%-656.4pp | 7.63%-12.9pp |
| Employer contribution / active EE | $1,670 | $3,812-56.2% | $5,605-70.2% | $2,381-29.8% |
| Participant deferral / active EE | $2,825 | $5,250-46.2% | $6,927-59.2% | $3,470-18.6% |
| Admin fee / account holder | $1,338 | $6,741-80.2% | $10,705-87.5% | $4,887-72.6% |