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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,990 | $78,705-70.8% | $117,860-80.5% | $70,124-67.2% |
| Participation rate | 96.0% | 73.2%+22.8pp | 79.7%+16.3pp | 69.5%+26.5pp |
| Annual return | 11.56% | 23.30%-11.7pp | 335.10%-323.5pp | 73.14%-61.6pp |
| Employer contribution / active EE | $4,842 | $2,223+117.8% | $3,786+27.9% | $2,342+106.7% |
| Participant deferral / active EE | $2,150 | $3,297-34.8% | $4,482-52.0% | $3,332-35.5% |
| Admin fee / account holder | $6,786 | $5,065+34.0% | $8,021-15.4% | $4,645+46.1% |