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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,010 | $86,288+70.4% | $111,306+32.1% | $85,851+71.2% |
| Participation rate | 80.0% | 73.3%+6.7pp | 77.3%+2.7pp | 69.3%+10.7pp |
| Annual return | 9.81% | 19.99%-10.2pp | 54.67%-44.9pp | 318.63%-308.8pp |
| Employer contribution / active EE | $840 | $2,044-58.9% | $2,732-69.3% | $2,565-67.3% |
| Participant deferral / active EE | $4,767 | $3,641+30.9% | $4,488+6.2% | $3,952+20.6% |
| Admin fee / account holder | $20,913 | $8,189+155.4% | $7,966+162.5% | $6,261+234.0% |