See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $47,635 |
Service code 27 · EIN 27-1332437 | Advisory (Plan) | $24,045 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,858 | $79,428+20.7% | $106,548-10.0% | $79,386+20.7% |
| Participation rate | 56.3% | 74.1%-17.9pp | 76.1%-19.9pp | 70.7%-14.5pp |
| Annual return | 14.55% | 18.27%-3.7pp | 26.80%-12.3pp | 116.85%-102.3pp |
| Employer contribution / active EE | $909 | $2,234-59.3% | $2,819-67.7% | $2,427-62.5% |
| Participant deferral / active EE | $3,459 | $3,823-9.5% | $4,398-21.4% | $4,046-14.5% |
| Admin fee / account holder | $445 | $523-14.9% | $7,407-94.0% | $626-28.9% |