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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS6 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $57,432 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,675 | $62,686-11.2% | $178,505-68.8% | $77,762-28.4% |
| Participation rate | 49.1% | 66.9%-17.8pp | 77.1%-28.0pp | 70.6%-21.5pp |
| Annual return | 16.57% | 16.16%+0.4pp | 27.16%-10.6pp | 31.27%-14.7pp |
| Employer contribution / active EE | $797 | $1,914-58.4% | $3,955-79.9% | $2,728-70.8% |
| Participant deferral / active EE | $2,864 | $4,224-32.2% | $6,280-54.4% | $4,651-38.4% |
| Admin fee / account holder | $100 | $386-74.2% | $10,428-99.0% | $433-77.0% |