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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,231 | $86,288-25.6% | $111,306-42.3% | $85,851-25.2% |
| Participation rate | 94.7% | 73.3%+21.4pp | 77.3%+17.4pp | 69.3%+25.4pp |
| Annual return | 15.11% | 19.99%-4.9pp | 54.67%-39.6pp | 318.63%-303.5pp |
| Employer contribution / active EE | $673 | $2,044-67.1% | $2,732-75.4% | $2,565-73.8% |
| Participant deferral / active EE | $2,006 | $3,641-44.9% | $4,488-55.3% | $3,952-49.2% |
| Admin fee / account holder | $1,831 | $8,189-77.6% | $7,966-77.0% | $6,261-70.8% |