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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,423 | $90,486+268.5% | $78,676+323.8% | $273,972+21.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 6.64% | 75.62%-69.0pp | 62.19%-55.6pp | 41.46%-34.8pp |
| Employer contribution / active EE | $5,897 | $3,175+85.7% | $2,850+106.9% | $4,869+21.1% |
| Participant deferral / active EE | $5,360 | $3,901+37.4% | $3,517+52.4% | $5,287+1.4% |
| Admin fee / account holder | $34,949 | $5,263+564.0% | $4,510+674.9% | $10,133+244.9% |