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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,669 | $157,829+83.5% | $136,867+111.6% | $198,609+45.8% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 17.13% | 51.25%-34.1pp | 42.97%-25.8pp | 202.70%-185.6pp |
| Employer contribution / active EE | $4,360 | $3,923+11.1% | $3,547+22.9% | $5,055-13.8% |
| Participant deferral / active EE | $9,948 | $5,463+82.1% | $4,924+102.1% | $6,977+42.6% |
| Admin fee / account holder | $8,556 | $11,107-23.0% | $10,340-17.3% | $19,030-55.0% |