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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,045 | $64,359+44.6% | $90,161+3.2% | $70,126+32.7% |
| Participation rate | 92.3% | 70.4%+21.9pp | 76.9%+15.4pp | 69.5%+22.8pp |
| Annual return | 14.16% | 28.13%-14.0pp | 34.89%-20.7pp | 73.15%-59.0pp |
| Employer contribution / active EE | $2,521 | $2,046+23.3% | $3,318-24.0% | $2,343+7.6% |
| Participant deferral / active EE | $2,796 | $4,389-36.3% | $5,287-47.1% | $3,332-16.1% |
| Admin fee / account holder | $2,361 | $3,945-40.2% | $5,943-60.3% | $4,645-49.2% |