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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,625 | $144,130-57.2% | $117,860-47.7% | $147,585-58.2% |
| Participation rate | 80.0% | 83.4%-3.4pp | 79.7%+0.3pp | 82.8%-2.8pp |
| Annual return | 14.14% | 531.20%-517.1pp | 335.10%-321.0pp | 578.58%-564.4pp |
| Employer contribution / active EE | $3,764 | $4,897-23.1% | $3,786-0.6% | $4,876-22.8% |
| Participant deferral / active EE | $7,589 | $5,316+42.7% | $4,482+69.3% | $5,439+39.5% |
| Admin fee / account holder | $2,232 | $10,887-79.5% | $8,021-72.2% | $10,886-79.5% |